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Welcome to our School
of Money Management section. We are providing free
enrollment into the DebtGuard Management System® for
the purpose of improving your money management skills, increasing
your financial awareness and modifying your financial behavior
for the better.
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| The DebtGuard Management System® is
money management certification program that is divided into three
self-directed educational courses: Understanding Money, Understanding
Debt & Understanding Credit that include 10 self-study chapters.
Each self-study chapter is followed by a |
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The 10 self-study chapters are as follows:
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- Study Chapter 1 – Organizing Your Financial Life
- Study Chapter 2 – Building Budgeting Skills
- Study Chapter 3 – Basics of Credit Cards
- Study Chapter 4 – Focus on Debt
- Study Chapter 5 – Understanding Debt
- Study Chapter 6 – Getting Out of Debt
- Study Chapter 7 – Dealing with Unpaid Debts
- Study Chapter 8 – The Basics of Credit
- Study Chapter 9 – Understanding Credit Reports
- Study Chapter 10 – Credit Scores and Their Affects
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All ten self-study chapters are written
in an easy-to-study format with materials that provide a stress
free way to learn effective money management skills.
What Do Graduates Receive?
Individuals that successfully complete all three courses
and pass all ten self-study chapters tests will be registered
into a national online database which can be accessed by
the graduate to verify their successful completion of the DebtGuard
Management System®, money management certification
program.
In addition, each graduate will receive a Graduate’s
Completion Package, which includes:
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- Certificate of Completion – This
certificate displays a graduate's dedication, accomplishment
and achievement of their successful completion of the DebtGuard
Management System®. Graduates can present this
certificate to credit lenders, which could entitle them to
special incentives and discounts depending on the lender
and type of loan or credit applied for.
- Credit Reporting Cards – Each
graduate will receive three cards to be mailed to TransUnion,
Equifax & Experian. These cards can increase your creditworthiness
by adding a positive statement to your credit file, which
can be viewed by lenders as well as all credit inquiries.
The statement that will be added to your credit file is
as follows:
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STATEMENT: I have received a certificate
of completion, certifying that I have successfully completed
three study courses and ten self-directed certification test
on money, debt & credit responsibilities within the DebtGuard
Money Management Certification Program. Proof of my certificate
of completion and testing information can be verified. My certificate
of completion registration number is [number placed here]. |
| We are dedicated to
education and we take seriously our responsibility as an educational
non-profit credit counseling organization in helping individuals
become financially independent today, tomorrow and well into
the future.
We invite you, your family and friends to enroll free of
charge into our Online Money Management School. Please double
click on the “Access Our Online Educational School” icon
below and we wish you much luck in completing our money management
certification program.
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