Debt Relief Planning Services

Understand the 80/20 Debt Rule

When you come to Debt Clinic, the numbers always add up! Consider the 80/20 rule, where if your total debt is $20,000, for example, then your total monthly payment should be $500.

Call us for your free consultation today. We have 20 years of years of experience. Our locally owned business is conveniently located at 1529 West Gore Blvd. in Lawton, OK, with easy, free parking available.

Consider the scenario below.

Compare Your Current Debt Relief Plan vs. Ours

Your Present Plan

Yearly x 80% = Yearly interest

$6,000 x .80 = $4,800 applied to interest

Yearly x 20% = Yearly principal

$6,000 x .20 = $1,200 applied to principal

Total debt (divided by) yearly principal = Payoff time

$20,000 (divided by) $1,200 = 16.66 years!

Years to pay x annual interest = Total interest

16.66 years x $4,800 = $79,999.99!

Our Plan

Yearly x 80% = Yearly principal

$6,000 x .80 = $4,800

Yearly x 20% = Yearly interest

$6,000 x .20 = $1,200

Total debt (divided by) yearly principal

$20,000 (divided by) $4,800 = only 4.1 years to pay!

Years to pay x annual interest = Total interest

4.1 x $1,200 = Only $4,920!

Which sounds better to you?

Certified Credit Specialists

Debt Clinic is fully certified by the Department of Consumer Credit. We are also fully bonded and insured. Since 2004, we've been helping clients get out of their debt troubles.

Many of our highly affordable services can be completed within the hour. We'll even walk you through the entire paperwork process, so you understand every aspect of our credit program.